Welcome to Our Online Loan Referral Service

3.4 5 reviews
Loan agency in Quincy, Illinois

5001 Oak St, Quincy, IL 62305, USA
+1 (217) 228-1754
wisefinanceloans.com
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM

Domain Info

Created Date

2005-09-17

Mailing Address

Illinois, United States

Company Name

Wise Finance, LLC

Wise Finance, LLC

Contact Data

Feedback about Wise Finance of Quincy?

Here you get acquainted with the feedback of our customers.

The service was great.

Mr. Reynold Smitham

All staff were amazing and very helpful.

Jazmyn Heidenreich

Very rude and unprofessional.

Americo Hand

Pay Attention

Further there will be presented the details about not a certain lending company. The information below will define general information about payday loans and its specific features.

Payday Loans in Quincy, Massachusetts

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.

It is simple and quick to issue loans in Quincy, Massachusetts. The rates are accured on an individual basis: if a customer repays as much loans as possible, she will be offered one of the most efficinet terms and rates.

APR

23% small loan cap

How will Wise Finance of Quincy help take out a loan in Quincy, Massachusetts?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed funds will be transfered to bank account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to issue a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Quincy, Massachusetts. The company will assess many points to qualify such as payment abilities. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to apply the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Quincy, Illinois

Associated Bank

231 W Oneida Ave, Bartlett, IL 60103, USA

+1 (630) 830-3434

www.associatedbank.com

PLS Loan Store

1261 N Lake St ste k, Aurora, IL 60506, USA

+1 (630) 859-1000

pls247.com

State Bank of the Lakes

440 Lake St, Antioch, IL 60002, USA

+1 (847) 395-2700

www.sbotl.com

Edward Jones - Financial Advisor: Adam M Spangler, CFP®

601 S Main St, Morton, IL 61550, USA

+1 (309) 263-6770

www.edwardjones.com

Edward Jones - Financial Advisor: Gary I Skinner, AAMS®

417 East, IL-173 Suite 107, Antioch, IL 60002, USA

+1 (847) 395-9192

www.edwardjones.com

Peoples National Bank

1001 W Delaware St, Fairfield, IL 62837, USA

+1 (618) 842-2167

www.peoplesnationalbank.com

Cash Store

3134 11th St Ste A-2, Rockford, IL 61109, USA

+1 (815) 226-4500

www.cashstore.com

Apple River Bank

112 N Main St, Elizabeth, IL 61028, USA

+1 (815) 858-2225

www.communitybankgalena.com

Altonized Community Federal Credit Union

200 N Main St, Brighton, IL 62012, USA

+1 (618) 715-6220

www.altonizedfcu.org

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