Welcome to Our Online Loan Referral Service

5 54 reviews
Loan agency in Granite City, Illinois

1537 Johnson Rd, Granite City, IL 62040, USA
+1 (618) 451-0595

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Feedback about America's Financial Choice?

Here you grapple with the feedback of our customers.

Great service , friendly staff, will be back if ever need money!

Mr. Boris Zulauf

The company was great response time is quick and friendly workers.

Sarah Berge

Great customer service and very friendly people!

Nola Fay

The clothing is nice .the prices are nicer.

Orland Harris Jr.

Customers are clearly getting favorable check outs while others have to wait

Ashleigh Bruen

Great place to find all you need

Carolanne Labadie

Very pleasant staff, and awesome service!

Mandy Beer

Love this place great stuff great prices deff keep coming back ☺

Kathryne Tillman

People and products are good

Braxton White

Oh yeah and ANY place besides down town and campus has "free" parking.

Adonis Feil I

Smells awful, either like cigarettes or cat pee, $20 fee to cash the check

Genoveva Littel

These people seriously need to learn how to treat potential customers.

Sienna Murray

Don’t go there .....not a check place

Mr. Brice Hyatt

This is NOT, I repeat NOT a check cashing place at all.

Brandi Kohler

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will define general information about payday loans and its specific elements.

Payday Loans in Granite City, Illinois

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

It is easy and quick to take out payday loans in Granite City, Illinois. The rates are set on an individual basis: if a borrower repays as much loans as possible, he will be offered one of the most reasonable terms and rates.



Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will America's Financial Choice help issue a loan in Granite City, Illinois?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are issued day and night. The transfer will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by lenders before issuing a loan. But banks almost 100% deny the request when lenders in Granite City, il will assess other aspects like solvency and approve a loan. This is a way to improve your credit rating.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the payday loan, you are welcome to apply the calculator. It will determine the cost of the cash advance.

APR Calculator

Other Payday Lenders in Granite City, Illinois

Eureka Savings Bank

101 N Columbia Ave, Oglesby, IL 61348, USA

+1 (815) 883-3354


Collinsville Quick Cash Inc

1710 Vandalia St, Collinsville, IL 62234, USA

+1 (618) 344-3636


TitleMax Title Loans

100 W Irving Park Rd, Wood Dale, IL 60191, USA

+1 (630) 741-4920


Edward Jones - Financial Advisor: Jim Brown

209 W Main St, Staunton, IL 62088, USA

+1 (618) 635-2601


Farm Credit Services

109 W North St, Mt Sterling, IL 62353, USA

+1 (217) 773-3787

Midland States Bank

212 N Hennepin Ave, Dixon, IL 61021, USA

+1 (815) 285-5143


Fifth Third Bank & ATM

2711 Broadway St, Mt Vernon, IL 62864, USA

+1 (618) 242-5200


Banterra Bank

395 S Commercial St, Harrisburg, IL 62946, USA

+1 (618) 253-6000


First National Bank of Omaha - Commercial, Mortgage, Wealth Office

839 N Perryville Rd Suite 101, Rockford, IL 61107, USA