Welcome to Our Online Loan Referral Service

5 54 reviews
Loan agency in Granite City, Illinois

1537 Johnson Rd, Granite City, IL 62040, USA
+1 (618) 451-0595
www.afchoice.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2004-06-11

Mailing Address

Company Name

Contact Data

Feedback about America's Financial Choice?

Here you grapple with the feedback of our customers.

Great service , friendly staff, will be back if ever need money!

Mr. Boris Zulauf

The company was great response time is quick and friendly workers.

Sarah Berge

Great customer service and very friendly people!

Nola Fay

The clothing is nice .the prices are nicer.

Orland Harris Jr.

Customers are clearly getting favorable check outs while others have to wait

Ashleigh Bruen

Great place to find all you need

Carolanne Labadie

Very pleasant staff, and awesome service!

Mandy Beer

Love this place great stuff great prices deff keep coming back ☺

Kathryne Tillman

People and products are good

Braxton White

Oh yeah and ANY place besides down town and campus has "free" parking.

Adonis Feil I

Smells awful, either like cigarettes or cat pee, $20 fee to cash the check

Genoveva Littel

These people seriously need to learn how to treat potential customers.

Sienna Murray

Don’t go there .....not a check place

Mr. Brice Hyatt

This is NOT, I repeat NOT a check cashing place at all.

Brandi Kohler

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will define general information about payday loans and its specific elements.

Payday Loans in Granite City, Illinois

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

It is easy and quick to take out payday loans in Granite City, Illinois. The rates are set on an individual basis: if a borrower repays as much loans as possible, he will be offered one of the most reasonable terms and rates.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will America's Financial Choice help issue a loan in Granite City, Illinois?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are issued day and night. The transfer will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by lenders before issuing a loan. But banks almost 100% deny the request when lenders in Granite City, il will assess other aspects like solvency and approve a loan. This is a way to improve your credit rating.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the payday loan, you are welcome to apply the calculator. It will determine the cost of the cash advance.

APR Calculator

Other Payday Lenders in Granite City, Illinois

World Finance

2400 Caton Farm Rd Suite J, Crest Hill, IL 60403, USA

+1 (815) 725-1563

www.loansbyworld.com

World Finance

5301 IL-251 Suite C, Peru, IL 61354, USA

+1 (815) 223-2240

www.loansbyworld.com

Mariner Finance

3600 Maine St, Quincy, IL 62305, USA

+1 (217) 223-6065

www.marinerfinance.com

First Financial Bank

400 Public Square, Benton, IL 62812, USA

+1 (618) 439-4341

first-online.bank

CENTRAL ILLINOIS LOAN

1616 Broadway St, Pekin, IL 61554, USA

+1 (309) 620-9462

Advance Auto Parts

340 Lake Marian Rd, Carpentersville, IL 60110, USA

+1 (847) 428-4003

stores.advanceautoparts.com

United Community Bank

120 Illini Blvd, Sherman, IL 62684, USA

+1 (217) 496-2394

www.ucbbank.com

LendNation

1916 E 95th St, Chicago, IL 60617, USA

+1 (773) 731-7170

www.lendnation.com

Armed Forces Bank ATM

400 NTC NEX, 2120 Sampson St, Great Lakes, IL 60088, USA

+1 (888) 929-2265

www.afbank.com

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