What people think about Homewood Federal Credit Union?
Below you find some of the opinions of our customers.
It wanted to fix my credit because I had no chances of getting approved for a business loan. So I applied for a cash advance via Homewood Federal Credit Union. Took out 2 small loans, one after another, and repaid them on time. My credit history improved! It worked! Very happy.
Mr. Kristoffer Batz
I have already contacted this company twice and I was very happy with the rates. This is the only 24/7 website with affordable rates in my town.
Raegan Erdman
Important
The above-given information provides the details about a peculiar lender. The information below is about general information about payday loans.
Payday Loans in Homewood, Illinois
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
Online payday loans can be the easiest solution to your short-term financial problems in Homewood , Illinois because they are easily obtained and easily repaid. Your interest rate will depend on your state regulations or on the payday lender's policy.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit score can often be an obstacle to obtaining a bank loan. A payday loan can rescue borrowers who have poor credit scores or have no credit history. But we recommend you that as with any borrowing you should only dare applying for a payday loan if you are certain that you can make payments in a timely manner.
To get approved for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a loan, you can use an online calculator. It will show the precise APR of your payday loan.
APR Calculator
Other Payday Lenders in Homewood, Illinois
GenFed Financial Credit Union
800 S 42nd St, Mt Vernon, IL 62864, USA
+1 (618) 244-1077
www.genfed.com
Check `n Go
6500 Northwest Hwy, Crystal Lake, IL 60014, USA
+1 (815) 356-0015
locations.checkngo.com
Lisa Erbacher - COUNTRY Financial representative
123 W North Ave, Flora, IL 62839, USA
+1 (618) 662-3344
representatives.countryfinancial.com
BOS Staunton Banking Center
417 W North St, Staunton, IL 62088, USA
+1 (618) 635-5100
www.bankwithbos.com
Sterling Federal Bank
821 1st Ave, Rock Falls, IL 61071, USA
+1 (815) 626-0614
www.sterlingfederal.com
