Welcome to Our Online Loan Referral Service

4.3 7 reviews

905 S Dixie Hwy, Hoopeston, IL 60942, USA
+1 (217) 283-7733
www.ffbt.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM

Domain Info

Created Date

1999-02-07

Mailing Address

123 N JEFFERSON ST, CONVERSE, IN, 46919-2124, United States

Company Name

First Farmers Bank and Trust

First Farmers Bank and Trust

Contact Data

[email protected]

+1.7653953316

Feedback about First Farmers Bank and Trust?

Here you see the reviews of our customers.

First Farmers Bank and Trust applied for a payday loan secured by an auto for the first time, I liked everything very much. Fast and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Jaiden Luettgen

Thanks to the team of First Farmers Bank and Trust. Fast solution of the arisen issues, quick decision on the payday loan. I definitely recommend this service.

Elenor Crona I

Only an ID is needed to apply. Was on a business trip and needed extra money, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Kamren Roberts

Not the first time I use First Farmers Bank and Trust. The service is fair. They immediately inform how much you should pay off. No cheating. You can always renew the loan. It helps out a lot when funds is urgently needed.

Kenyon Mohr

Pay Attention

Above there are details about a certain lending company. Below every reader may grapple with the essence of payday loans.

Payday Loans in Hoopeston, Illinois

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

Problem-free financial products are known as payday loans in Hoopeston, il. They are taken out at individually-set interest rates. They depend on customer's data. It is also significant to repay as much payday loans as possible.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will First Farmers Bank and Trust help take out a payday loan in Hoopeston, Illinois?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to consider the form. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is estimated by lenders before taking out a loan. But banks almost 100% deny the request when lenders in Hoopeston, il will assess other aspects like payment abilities and approve a loan. This is a way to improve your credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as APR.

APR Calculator

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