Welcome to Our Online Loan Referral Service

5 reviews

1052 W Morton Ave, Jacksonville, IL 62650, USA
+1 (217) 243-4060
www.psbank.net
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–4:30PM
Saturday
9AM–12PM
Sunday
Closed

Domain Info

Created Date

1999-09-21

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

What people think about Prairie State Bank & Trust?

Below you find some of the opinions of our clients.

Applied for a payday loan second time. Got refused! No idea for what reason! No explanation. Tricky service.

Earline Lesch

Crazy APR. Had to pay off really A LOT. Read the contract carefully before accepting the terms and rates. Had too many problems. Client service was terrible too. The lady in the chat was very disrespectful. Not recommended. Better search for another website.

Chance Stracke

Too high APR. Had to pay really A LOT. Read the agreement carefully before accepting the terms and rates. Had too many problems. Customer support was disappoiting too. The lady in the chat was very disrespectful. Not recommended. Better consider another website.

Genevieve Friesen

Applied for a loan second time. Got denied! No idea WHY! No explanation. Suspicious company.

Efren Zieme

Pay Attention

The previous three items charactirize a definite company. But below you can find common data about payday loans.

Payday Loans in Jacksonville, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Payday loans may turn out an easy and speedy solution to a short-term problem in Jacksonville, New York. Loans from payday lenders can get you funds quickly. Your interest rate will depend on a few factors.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a poor credit history an increased chance to get approved for payday loans. A payday loan may be the only loan available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your budget and repay your loan commitments without delays.

To get accepted for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the real cost of the payday loan immediately.

APR Calculator

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