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4.5 16 reviews

201 S Madison St, Kinmundy, IL 62854, USA
+1 (618) 547-3533
www.kinmundybank.com
Friday
9AM–3PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM

Domain Info

Created Date

2008-06-18

Mailing Address

Illinois, United States

Company Name

First National Bank of Kinmundy

First National Bank of Kinmundy

Contact Data

What people think about First National Bank-Kinmundy Bank?

Below you read some of the opinions of our customers.

Outstanding business people and lenders. Highly recommend them for loans and all other services. Very personable and professional.

Mrs. Lenore Pollich

Very friendly staff and always more than happy to help you with loans and etc

Lori Effertz

Awesome staff always willing to help you best place to bank

Prof. Maybelle Bosco II

Important

The above-given information provides the details about a peculiar lender. The information below is about common information about payday loans.

Payday Loans in Kinmundy, Illinois

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Payday loans in Kinmundy, Illinois is are easy to access. The interest rate is specific for each applicant and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can typically be an obstacle to taking out a bank loan. A payday loan can save individuals who have low credit scores or have no credit score. But we recommend you that as with any loan you should only dare applying for a cash advance if you are confident that you can afford payments in good time.

To get accepted for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a loan, you can use an online calculator. It will show the definite APR of your loan.

APR Calculator

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