Domain Info
Created Date
1998-08-17
Mailing Address
Illinois, United States
Company Name
Exchange State Bank
Exchange State Bank
Contact Data
Feedback about Exchange State Bank?
Here you grapple with the reviews of our customers.
I issued a cash advance in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.
Dr. Jamey Tillman
I took out only $100, and they promised the first customers get 0%, the money was deposited quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.
Ashleigh Jaskolski PhD
I took out cash advance from Exchange State Bank 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller loan.
Mark Cassin
I took out $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they took out a payday loan for 16 days. As a result, I paid $850 with all the fees.
Don Frami DVM
I contacted Exchange State Bank 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will receive the money. And instead of money, excuse me, address the company in a month. Why?
Jeramy Crona
Pay Attention
Lending companies are described in the first three points. Below info offers shared information about payday loans.
Payday Loans in Lanark, West Virginia
Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.
Hassle-free financial products are known as payday loans in Lanark, wv. They are issued at individually-set interest rates. They are dependent on customer's data. It is also important to pay off as much payday loans as possible.
APR
31% APR for loans up to $2,000
How will Exchange State Bank help take out a payday loan in Lanark, West Virginia?
- 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out day and night. The transfer will be sent to a account, so a personal visit to the department is not necessary.
- No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval rate. When it comes to small amounts, a positive answer comes up 98%.
- Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.
What data to fill in in the application? - General Info
To leave an application, every customer should fill in the following data:
Then press a Submit button to recieve an offer from one of the lending companies.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the cause of denial for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Lanark, wv will assess other aspects like financial capabilities and approve a loan. This is a way to improve your credit score.
The following common points will be estimated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The APR will provide the cost of the payday loan. It takes seconds to see the outcome.
APR Calculator
Other Payday Lenders in Lanark, Illinois
Flanagan State Bank
111 N Fayette St, El Paso, IL 61738, USA
+1 (309) 527-7300
www.flanaganstatebank.com
Edward Jones - Financial Advisor: Aaron M Tretter
421 W Holmes St, Chester, IL 62233, USA
+1 (618) 826-5331
www.edwardjones.com
Old Plank Trail Community Bank
700 W Exchange St, Crete, IL 60417, USA
+1 (708) 672-6161
www.oldplanktrailbank.com
Security Finance
209 N Henrietta St, Effingham, IL 62401, USA
+1 (217) 342-7272
www.securityfinance.com
Prairie State Bank & Trust
621 W Lincoln Ave, Charleston, IL 61920, USA
+1 (217) 348-8131
www.psbank.net
