Welcome to Our Online Loan Referral Service

4.4 14 reviews

838 S State St, Lockport, IL 60441, USA
+1 (815) 838-7159
www.canals-trailscu.org
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed

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Feedback about Canals & Trails Credit Union?

Here you get acquainted with the reviews of our clients.

Great service, very nice and helpful people.

Dr. Donavon Schroeder

I've been recommending my close friends and family.

Prof. Darion Adams PhD

When I was 18 with new credit they gave me a loan to buy a used car.

Matteo Stracke

Pretty cool and easy going people, I really appreciate them.

Meghan Padberg

Great Customer service for me and my husband been going to this place for years.

Zella Zemlak

I paid full price to retrieve my item.

Armand Gutmann

Pay Attention

Above-shown info provides the details about a exact lender. Below-specified info is devoted to shared information about payday loans.

Payday Loans in Lockport, New York

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Such financial products as payday loan in Lockport, New York is issued simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more favorable rates a borrower will recieve.

APR

25% small loan cap

How will Canals & Trails Credit Union help issue a loan in Lockport, New York?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Lockport, ny will estimate other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the loan. It takes seconds to see the outcome.

APR Calculator

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