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1 reviews

2730 IL-120, McHenry, IL 60051, USA
+1 (815) 344-5100
www.crystallakebank.com
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5:30PM
Saturday
9AM–1PM
Sunday
Closed
Monday
8:30AM–5PM

Domain Info

Created Date

1997-05-19

Mailing Address

Company Name

Contact Data

Feedback about Crystal Lake Bank & Trust Company, N.A.?

Here you read the reviews of our clients.

I took out a payday loan when I had problems with money. There was no other way out. I searched this site on the Internet, among others. Has applied several services. One refused, the other issued at too high a interest rate, but here it was approved as I wanted.

Efrain Weber

It was necessary to enhance the credit history, because there is practically no chance of getting a payday loan at a good interest rate. As a result, I contacted Crystal Lake Bank & Trust Company, N.A.. The rating improved after several loans paid off.

Flossie Schroeder

Money was urgently needed. I submitted an online application in Crystal Lake Bank & Trust Company, N.A.. I sent all the necessary photos of documents, talked to the staff by phone. The requested loan was approved. Within an hour, the money was credited to my card.

Miss Alexandrine McDermott

I have a problem with paying a loan at another service. It is inconvenient to borrow from friends. Therefore, I decided to contact Crystal Lake Bank & Trust Company, N.A.. They really helped.

Nigel Muller

Pay Attention

Lenders are shown in the first three points. Below info specifies shared information about payday loans.

Payday Loans in McHenry, Maryland

A short-term loan is known as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.

Payday loans in McHenry, Maryland are taken out hassle-free. The interest rate is dependent on the customer's personal information: if you repay more payday loans, the more favorable terms and rates payday lending companies offer.

APR

33% APR cap (2.75% a month)

How will Crystal Lake Bank & Trust Company, N.A. help take out a payday loan in McHenry, Maryland?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to process the application. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in McHenry, Maryland. They rate many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to enhance your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as APR.

APR Calculator

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Byline Bank

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Parkway Bank & Trust Co

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Liberty Bank Forest Park

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BMO Harris Bank

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Community Bank-Whtn/Glen Ellyn

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William Schumann - Mortgage Loan Officer

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Cash Store

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