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3.2 13 reviews
Loan agency in Melrose Park, Illinois

3519 W Lake St, Melrose Park, IL 60160, USA
+1 (708) 865-0367
www.onemainfinancial.com
Tuesday
9AM–7PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

OneMain General Services Corporation

Contact Data

[email protected]

+1.8124922507

What people think about OneMain Financial?

Below you get acquainted with some of the testimonials of our clients.

Good and fast service, upfront pricing!

Prof. Fabiola Weber IV

So far so good, easy people to talk with and friendly.

Maegan Metz

Not sure what is going on in this office.

Roel Flatley

I was recommend by a friend. I was approve for a loan and the interest rate is way cheaper then doing payday loans. Jose and Juan are a great help.

Cali Block

Pay Attention

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Melrose Park, Illinois

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

It is hassle-free and speedy to get accepted for payday loans in Melrose Park, Illinois. The interest rate will be set specifically for each person and will depend on the personal data the applicant entered.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to people with a poor credit history. Payday loan approvals depend very much on specific factors. Lenders will look at your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.

To get approved for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.

APR Calculator

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