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5 reviews

410 S Clay St, Mount Carroll Historic District, IL 61053, USA
+1 (815) 244-8800
pearlcitybank.com

Domain Info

Created Date

2007-08-08

Mailing Address

901 COMMUNITY DR, SPRINGFIELD, IL, 62703-5170, United States

Company Name

Community Bankers Association of Illinois

Community Bankers Association of Illinois

Contact Data

[email protected]

+1.2175292265

What people think about State Bank of Pearl City?

Below you get acquainted with some of the opinions of our clients.

Good service with affordable rates. They deposited the next morning, as I expected. I will use State Bank of Pearl City again if I need financial assistance.

Macy Schulist

Thanks!! The money were sent to my bank account as agreed – within 3 hours. I paid off the debt quickly and had no complaints. The process is trouble-free and legit. Be a responsible customer and you will have no issues.

Major Carter

Recently I urgently needed funds to pay for a business trip. I filled out an application form via the website of State Bank of Pearl City. I entered the basic personal detailed. No phone calls. The desired amount was approved within 30 minutes. The money was transferred to my bank account the same day. Fantastic company!

Xavier Nitzsche Jr.

I always use State Bank of Pearl City when it need a payday loan. The application process is hassle-fee. No troubles.

Angelo Kessler

State Bank of Pearl City seems fair. At least they have no hidden fees. This was the only company that approved me for a payday loan.

Ryley Roob

Important

Now you can review general characteristics of payday loans.

Payday Loans in Mount Carroll, Illinois

A payday loan is a short-term loan that can help you deal with immediate money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is effortless and speedy to get accepted for payday loans in Mount Carroll, Illinois. The interest rate will be set specifically for each case and will depend on the personal information the applicant entered.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to clients with a poor credit history. Payday loan approvals depend very much on other circumstances. Payday companies will check your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a loan, you can use an online calculator. It will show the exact APR of your cash advance.

APR Calculator

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