J C Financial Payday Loans Review - Mount Prospect, Illinois

5 7 reviews

Organization owner?

1190 Elmhurst Rd # 202, Mt Prospect, IL 60056, USA

+1 (847) 806-5005

What people think about J C Financial?

Below you read some of the opinions of our clients.

We would highly recommend JC Financial to all of our friends and family.

Miss Lily Sipes Sr.

Very easy to work with, five stars.

Dr. Harmony Volkman PhD

JC Financial works quickly to make sure that everything is done precisely right.

Earl Schroeder

Important

The above-given information provides the details about a certain lender. The information below is about common information about payday loans.

Payday Loans in Mount Prospect, Illinois

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Payday loans are the easiest loans to get in Mount Prospect, Illinois. The entire process is straightforward. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to applicants with a poor credit score. Payday loan approvals depend very much on specific factors. They will look at your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and without delays.

To get approved for a loan, you need to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 20 seconds to become informative even before applying.