Welcome to Our Online Loan Referral Service

5 reviews

3303 Broadway St, Mt Vernon, IL 62864, USA
+1 (618) 242-1779
www.first-online.com
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM

Domain Info

Created Date

1997-11-05

Mailing Address

Indiana, United States

Company Name

Contact Data

What people think about First Financial Bank?

Below you see some of the testimonials of our clients.

I was accepted for $400 for a period of 8 days. In the end, I had to repay twice as much with all the commissions charged.

Darrel Rau

This lender is a rip off. I will never use again. $20 goes towards loan and you keep $83 for interest.

Dorris Tromp IV

Said I was accepted for a cash advance loan. Have been waiting 5 days, still no funds I my account. I conclude it’s scam.

Waylon Schumm

Applied for a cash advance second time. Got refused! No suggestion WHY! No explanation. Tricky company.

Ms. Eve Breitenberg IV

Pay Attention

The above-given information provides the details about a specific financial institution. The information below is about general information about payday loans.

Payday Loans in Mount Vernon, New York

A payday loan is a short-term loan that can help you deal with immediate money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans may turn out an easy and speedy solution to a short-term problem in Mount Vernon, New York. Loans from payday lenders can get you cash within a few hours. Your APR will depend on several things.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give people with a poor credit rating an increased chance to get accepted for payday loans. A payday loan may be the only financial product available for some people to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your means and pay back your loan commitments as agreed in the contract.

To get accepted for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the payday loan in a few minutes.

APR Calculator

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