Welcome to Our Online Loan Referral Service

4.3 3 reviews

101 N Taft St, Paxton, IL 60957, USA
+1 (217) 379-4343
Friday
8:30AM–6PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–3:30PM
Tuesday
8:30AM–3:30PM
Wednesday
8:30AM–3:30PM
Thursday
8:30AM–3:30PM

What people think about Farmers-Merchants National Bank?

Below you see some of the testimonials of our clients.

Taxes were done in a timely manner.

Dr. Dereck Reilly Sr.

The women in that office are very friendly and helpful.

Jodie Doyle

Important

The above-given information provides the details about a peculiar lending service. The information below is about common information about payday loans.

Payday Loans in Paxton, Massachusetts

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

It is easy and fast to get approved for payday loans in Paxton, Massachusetts. The interest rate will be set specifically for each case and will depend on the personal information the client filled in.

APR

23% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to people with a bad credit score. Payday loan approvals depend very much on specific aspects. They will check your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the definite APR of your payday loan.

APR Calculator

Other Payday Lenders in Paxton, Illinois

Edward Jones - Financial Advisor: Neil P Richardson, CFP®|ChFC®|CLU®

300 S Broadway Ave Suite 148, Urbana, IL 61801, USA

+1 (217) 328-2352

www.edwardjones.com

BMO Harris Bank

1201 Ogden Ave, Downers Grove, IL 60515, USA

+1 (630) 353-6300

branches.bmoharris.com

First Mid Bank & Trust Bartonville

1101 W Garfield Ave, Bartonville, IL 61607, USA

+1 (309) 697-4911

www.firstmid.com

Edward Jones - Financial Advisor: Michael P Benson

3703 Ireland Grove Rd Suite 2, Bloomington, IL 61704, USA

+1 (309) 664-0805

www.edwardjones.com

Northpointe Bank

3432 W Diversey Ave floor 2, Chicago, IL 60647, USA

www.northpointe.com

U.S. Bank Branch

1100 Spotsylvania St, New Athens, IL 62264, USA

+1 (618) 475-2155

locations.usbank.com

ATM (Associated Bank)

217 W Washington St, Millstadt, IL 62260, USA

www.associatedbank.com

First American Bank

4611 Golf Rd, Skokie, IL 60076, USA

+1 (847) 679-2200

www.firstambank.com

Check `n Go

800 N Kedzie Ave Ste 225, Chicago, IL 60651, USA

+1 (773) 533-8300

locations.checkngo.com

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