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4.3 6 reviews

101 S Charles St, Beecher City, IL 62414, USA
+1 (618) 487-5161
fsbbc.com
Wednesday
8AM–3:30PM
Thursday
8AM–3:30PM
Friday
8AM–5:30PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–3:30PM
Tuesday
8AM–3:30PM

Domain Info

Created Date

2001-02-20

Mailing Address

IL, United States

Company Name

FIRST STATE BANK BEECHER CITY

FIRST STATE BANK BEECHER CITY

Contact Data

What people think about First State Bank-Beecher City?

Below you see some of the opinions of our clients.

A good company. These guys quickly processed my application. Had funds in my account the same day. If you need some extra money urgently, this is the best loan provider, I’m telling you!

Annamae Ernser

Yesterday I needed $700 to cover medical bills. I decided to apply via First State Bank-Beecher City. They only approved me for $500 but the process itself was legit, and their rates were attractive.

Alvina Oberbrunner Jr.

First State Bank-Beecher City seems fair. At least they have no hidden fees. This was the only lender that accepted me for a cash advance.

Melisa Witting

Pay Attention

The previous three items describe a definite company. But below you can find common details about payday loans.

Payday Loans in Beecher City, Illinois

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Online cash advance loans can be the easiest solution to your temporary financial problems in Beecher City , Illinois because they are easily obtained and easily repaid. Your interest rate will depend on your state law or on the company's policy.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give individuals with a bad credit score an increased chance to get approved for short-term loans. A payday loan may be the only loan available for some people to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your capabilities and pay off your loan commitments on scheduled.

To get accepted for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the payday loan in a few minutes.

APR Calculator

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