Hickory Point Bank & Trust Payday Loans Review

5 reviews

Organization owner?

4440 N Prospect Rd, Peoria Heights, IL 61616, USA

+1 (309) 681-9168

www.hickorypointbank.com

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Domain Info

Created Date

2000-03-18

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Hickory Point Bank & Trust?

Here you get acquainted with the feedback of our clients.

It so happened that it had to go to another city, but the salary had not yet arrived. A friend recommended me to contact Hickory Point Bank & Trust. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Audra Aufderhar II

Thanks to the employees for the reputable service. They assisted in difficult times. For application you only need an ID.

Brody Bechtelar MD

Thanks to the staff for the competent service. They helped out in difficult times. For application you only need an ID.

Berenice Miller

I trusted Hickory Point Bank & Trust when it was necessary to get a small loan. I submitted an application quickly. No issues.

Claudia Ferry

It was necessary to improve the credit rating, because there is practically no chance of getting a payday loan at a reasonable interest rate. As a result, I contacted Hickory Point Bank & Trust. The score improved after several loans paid off.

Beverly O'Keefe

Hickory Point Bank & Trust is quite fair, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on time. The managers in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Austen Rau

Pay Attention

Above-defined info provides the details about a exact lending company. Below-shown info is oriented on common information about payday loans.

Payday Loans in Peoria Heights, Illinois

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts range from $100-$1,000.

This financial product in Peoria Heights, Illinois is issued simply and quickly. The interest rate is defined considering the category of the borrower: the more loans are successfully repaid, the more favorable terms will be ensured to you.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Hickory Point Bank & Trust help issue a payday loan in Peoria Heights, Illinois?

Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed funds will be deposited to card. You won't be asked to attend any department.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill in an online application only. It will be considered within minutes. The money are credited in 24 business hours.
Fast and high approval level. The positive decision counts almost 98%.
Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Lenders do not consider this factor the only one to take out a loan in Peoria Heights, Illinois. The company will estimate many points to qualify such as payment abilities. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Peoria Heights, Illinois

PLS Loan Store

10354 W Roosevelt Rd, Westchester, IL 60154, USA

+1 (708) 865-0906

pls247.com