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Created Date
1997-01-30
Mailing Address
Company Name
Contact Data
Feedback about Mercantile Bank?
Here you see the feedback of our clients.
I had an unpleasant situation in my life. I emergenctly needed extra funds. This company helped out me a lot. They approved the required amount. I solved all my problems. I recommend the company to all my acquaintances.
Mrs. Margret Hane
Not the first time I use Mercantile Bank. The service is competent. They immediately inform how much you should pay off. No cheating. You can always renew the loan. It helps a lot when funds is urgently needed.
Mrs. Sheila Towne
The money are transferred to my credit card. I pay off through my account. The payment is efficient and quick. Pay on schedule and there will be no issues.
Ms. Hallie Pfeffer PhD
Pay Attention
Lending companies are shown in the first three points. Below info offers general information about payday loans.
Payday Loans in Quincy, Massachusetts
The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.
Payday loans in Quincy, Massachusetts are issued easily. The interest rate is dependent on the customer's personal information: if you repay more payday loans, the more reasobanle terms and rates lenders offer.
APR
23% small loan cap
How will Mercantile Bank help take out a payday loan in Quincy, Massachusetts?
- Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your bank account.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online application with person-related data. It will take some minutes to process the application. The money are credited in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill out in the application? - General Info
To leave an application, every customer should fill in the following data:
Then you have to press a Submit button and get a decision.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Quincy, Massachusetts. The lending company will assess many points to qualify such as solvency. Cash advance will be a way to improve your bad credit rating into a favorable one.
The following common points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator clarifies the cost of the payday loan known as APR.
APR Calculator
Other Payday Lenders in Quincy, Illinois
Edward Jones - Financial Advisor: Andy N Acord
805 Oak St, Carmi, IL 62821, USA
+1 (618) 382-7430
www.edwardjones.com
Elmwood Community Bank
101 E Evergreen St, Elmwood, IL 61529, USA
+1 (309) 742-2091
www.hometownbanks.com
Security Finance
7007 N 2nd St Suite A, Machesney Park, IL 61115, USA
+1 (815) 633-3000
www.securityfinance.com
