Domain Info
Created Date
2006-09-18
Mailing Address
REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, IL, REDACTED FOR PRIVACY, United States
Company Name
REDACTED FOR PRIVACY
REDACTED FOR PRIVACY
Contact Data
REDACTED FOR PRIVACY
REDACTED FOR PRIVACY
What people think about State Bank of St Jacob?
Below you read some of the reviews of our customers.
State Bank of St Jacob seems legit. At least they have no hidden fees. This was the only lender that approved me for a payday loan.
Sylvester Rowe
I contacted State Bank of St Jacob for a little support. Everything was done very fast. Had the money in my account the same evening. Employees are very friendly. Pleasant experience!
Dillon Goyette Jr.
A couple of days ago I urgently needed $1000 to pay for a son’s college. I filled out an application form via the website of State Bank of St Jacob. I entered the basic personal detailed. No phone calls. The necessary loan was approved within a few minutes. The money was sent to my bank account within 3 hours. Love this website!
Dr. Amanda Nienow
State Bank of St Jacob seems credible. Applied twice. The first payday loan approved was small – $400, but next time the limit was increased to $700. Closed the loan as agreed. The staff were friendly, they gave clear answers to all my questions. No issues. But their interest rates are average.
Thelma Swift
Important
Below you can review general information about payday loans and their common aspects.
Payday Loans in Saint Jacob, Illinois
Payday loans are short-term loans originally invented to tide consumers over until payday. You can usually borrow from $100 to $1,000.
Online cash advance loans can be the easiest solution to your unexpected financial difficulties in Saint Jacob , Illinois because they are easily approved and easily paid off. Your interest rate will depend on your state law or on the company's policy.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to clients with a bad credit rating. Payday loan approvals depend very much on specific circumstances. They will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a cash advance, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.
APR Calculator
Other Payday Lenders in Saint Jacob, Illinois
Decatur Earthmover Credit Union
2600 Dividend Dr, Decatur, IL 62526, USA
+1 (217) 875-2301
www.decu.com
Providence Bank & Trust
2 E Roosevelt Rd, Villa Park, IL 60181, USA
+1 (630) 833-0600
www.providence.bank
Lake Forest Bank & Trust
4 E Scranton Ave, Lake Bluff, IL 60044, USA
+1 (847) 615-4060
www.lakeforestbank.com
