Welcome to Our Online Loan Referral Service

3 4 reviews

102 W 4th St, St Jacob, IL 62281, USA
+1 (618) 644-5555
www.statebankofstjacob.com
Friday
8:30AM–6PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM

Domain Info

Created Date

2006-09-18

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, IL, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about State Bank of St Jacob?

Below you read some of the reviews of our customers.

State Bank of St Jacob seems legit. At least they have no hidden fees. This was the only lender that approved me for a payday loan.

Sylvester Rowe

I contacted State Bank of St Jacob for a little support. Everything was done very fast. Had the money in my account the same evening. Employees are very friendly. Pleasant experience!

Dillon Goyette Jr.

A couple of days ago I urgently needed $1000 to pay for a son’s college. I filled out an application form via the website of State Bank of St Jacob. I entered the basic personal detailed. No phone calls. The necessary loan was approved within a few minutes. The money was sent to my bank account within 3 hours. Love this website!

Dr. Amanda Nienow

State Bank of St Jacob seems credible. Applied twice. The first payday loan approved was small – $400, but next time the limit was increased to $700. Closed the loan as agreed. The staff were friendly, they gave clear answers to all my questions. No issues. But their interest rates are average.

Thelma Swift

Important

Below you can review general information about payday loans and their common aspects.

Payday Loans in Saint Jacob, Illinois

Payday loans are short-term loans originally invented to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Online cash advance loans can be the easiest solution to your unexpected financial difficulties in Saint Jacob , Illinois because they are easily approved and easily paid off. Your interest rate will depend on your state law or on the company's policy.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to clients with a bad credit rating. Payday loan approvals depend very much on specific circumstances. They will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in Saint Jacob, Illinois

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+1 (217) 283-7733

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Bob's Advanced Auto & Tire, Inc.

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First Midwest Bank ATM

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Crystal Rock Finance

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+1 (800) 903-7994

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Banterra Bank

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+1 (618) 993-2678

www.banterra.com

FCB Banks

504 Edwardsville Rd, Troy, IL 62294, USA

+1 (618) 667-9090

fcbbanks.com

BMO Harris Bank

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+1 (815) 623-2322

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Security Finance

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+1 (217) 824-4900

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