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5 2 reviews

128 S Depot St, Somonauk, IL 60552, USA
+1 (815) 498-2396
hbtbank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

1998-09-02

Mailing Address

Illinois, United States

Company Name

Heartland Bank & Trust Co.

Heartland Bank & Trust Co.

Contact Data

What people think about Heartland Bank and Trust Company?

Below you get acquainted with some of the testimonials of our clients.

A couple of weeks ago I urgently needed $500 to pay for a wedding. I submitted an application form via the website of Heartland Bank and Trust Company. I entered the basic personal information. No phone calls. The necessary amount was approved within 30 minutes. The money was deposited to my bank account within 3 hours. Amazing company!

Dr. Howell Considine

They approve applicants immediately and transfer money the next day. But beware – they charge high penalties for delayed payments. I recommend that you be a responsible borrower! Do not repeat my inaccuracy!

Miss Thea Johnson Sr.

I took out for a $1,000 cash advance when I needed money after vacation. There simply was no other way out. I came across this lender on the Internet. Other lender charged VERY HIGH rates. One lender denied me, another approved me for a smaller amount but here it got as much as I needed.

Prof. Anne Barton

Important

The previous three items describe a certain company. But below you can read common information about payday loans.

Payday Loans in Somonauk, Illinois

A payday loan is a short-term loan that can help you deal with emergency money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Cash advance loans may seem like an easy and speedy solution to a short-term problem in Somonauk, Illinois. Loans from payday lenders can get you money same day. Your APR will depend on a few things.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can usually be an obstacle to getting a bank loan. A payday loan can rescue consumers who have low credit scores or have no credit history. But we remind you that as with any loan you should only think about applying for a cash advance if you are sure that you can afford payments on time.

To get accepted for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to learn the definite cost of the payday loan even before applying.

APR Calculator

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