Welcome to Our Online Loan Referral Service

5 6 reviews
Loan agency in Sparta, Illinois

1701 N Market St e, Sparta, IL 62286, USA
+1 (618) 443-4334
www.afchoice.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2004-06-11

Mailing Address

Company Name

Contact Data

What people think about America's Financial Choice?

Below you see some of the opinions of our customers.

Super friendly staff.

Cloyd Pagac

I've referred one person and gotten my fifty dollar Walmart gift card.

Chet Stanton

Very sweet , nice with great over all customer service .

Matilda Huels

Pay Attention

The previous three items describe a certain company. But below you can read common data about payday loans.

Payday Loans in Sparta, New Jersey

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

Online cash advance loans can be the easiest solution to your temporary financial difficulties in Sparta , New Jersey because they are easily obtained and easily repaid. Your interest rate will depend on your state regulations or on the payday lender's policy.

APR

30% usury cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can usually be an obstacle to getting a bank loan. A payday loan can rescue consumers who have bad credit scores or have no credit score. But we recommend you that as with any debt you should only think about applying for a cash advance if you are assured that you can make payments without delays.

To get accepted for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Sparta, Illinois

First Mid Bank & Trust Swansea

4101 N Illinois St, Swansea, IL 62226, USA

+1 (618) 416-7895

www.firstmid.com

Pawn King

3327 Mississippi Ave, Cahokia, IL 62206, USA

+1 (618) 332-3300

pawnkingloansmore.com

Select Employees Credit Union

2412 Freeport Rd, Sterling, IL 61081, USA

+1 (815) 626-8181

www.selectcu.com

Americas Check Cashing

1325 Camp Jackson Rd, Cahokia, IL 62206, USA

+1 (618) 332-7792

First Financial Bank

215 N Michigan Ave, Marshall, IL 62441, USA

+1 (217) 826-6311

first-online.bank

Associated Bank

301 W Galena Blvd, Aurora, IL 60506, USA

+1 (630) 892-1140

www.associatedbank.com

Simmons Bank

1254 University Dr, Edwardsville, IL 62025, USA

+1 (618) 659-4651

www.simmonsbank.com

Hanmi Bank ATM

1700 Milwaukee Ave, Glenview, IL 60025, USA

+1 (855) 773-8778

www.hanmi.com

Check `n Go

1815B Philo Rd, Urbana, IL 61802, USA

+1 (217) 328-4600

locations.checkngo.com

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