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What people think about Land of Lincoln Credit Union?
Below you find some of the testimonials of our customers.
This place is family!
Mr. Dashawn Prosacco
I came here and there was absolutely no problem getting the money I needed.
Kristian Grady
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Below you can review general information about payday loans and their common aspects.
Payday Loans in Springfield, Massachusetts
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Cash advance loans may turn out an easy and fast solution to a short-term problem in Springfield, Massachusetts. Loans from payday lenders can get you cash same day. Your APR will depend on several factors.
APR
23% small loan cap
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit score you may still get accepted for a payday loan. Such loans are designed to help meet the needs of people with bad credit scores. There are lenders who may be ready to offer you a payday loan even if you have a poor credit score. You will need a stable income to apply for a bad credit payday loan.
To get approved for a cash advance, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the cash advance loan even before applying.
APR Calculator
Other Payday Lenders in Springfield, Illinois
Edward Jones - Financial Advisor: Shawn C Garrett
1402 W Main St, Salem, IL 62881, USA
+1 (618) 548-5101
www.edwardjones.com
First Farmers Bank and Trust
147 W Monroe Ave, Chrisman, IL 61924, USA
+1 (217) 269-2307
www.ffbt.com
Midwest Title Loans
915 N Lake St, Aurora, IL 60506, USA
+1 (630) 801-3326
www.midwesttitleloans.net
America's Financial Choice
1701 N Market St e, Sparta, IL 62286, USA
+1 (618) 443-4334
www.afchoice.com
