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3 3 reviews
Loan agency in Springfield, Illinois

2601 Adlai Stevenson Dr, Springfield, IL 62703, USA
+1 (217) 529-0200
www.wisefinanceloans.com
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2005-09-17

Mailing Address

Illinois, United States

Company Name

Wise Finance, LLC

Wise Finance, LLC

Contact Data

Feedback about Wise Finance of Springfield, llc?

Here you see the reviews of our customers.

They are the friendliest people.

Pansy Witting

Avoid this place unless you want to pay lawyer fees on top.

Elouise White

Pay Attention

Above there are details about a certain lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Springfield, Massachusetts

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

This financial product in Springfield, Massachusetts is taken out easily and fast. The interest percentage is set considering the category of the client: the more loans are successfully repaid, the more favorable terms will be guaranteed to you.

APR

23% small loan cap

How will Wise Finance of Springfield, llc help take out a loan in Springfield, Massachusetts?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to review the form. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is considered by financial institutions. Lenders in Springfield, ma review this circumstance not a drawback to take out a loan. The borrower of a cash advance should be prepared to objectively estimate financial capabilities, issue a loan, pay off the debt on time and not only handle current problems, but enhance the credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Springfield, Illinois

Walmart Money Center

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Central Bank Illinois

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First Midwest Bank ATM

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+1 (800) 322-3623

www.firstmidwest.com

Edward Jones - Financial Advisor: Phil Cox, CFP®

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+1 (217) 496-3611

www.edwardjones.com

First Bankers Trust Company, N.A.

1201 Broadway St, Quincy, IL 62301, USA

+1 (217) 228-8000

www.firstbankers.com

First Midwest Bank

120 N Washington St, Naperville, IL 60540, USA

+1 (630) 692-2800

locations.firstmidwest.com

United Community Bank

129 N Washington St, Bunker Hill, IL 62014, USA

+1 (618) 585-3591

www.ucbbank.com

Downey Financial Group

806 W Bartlett Rd, Bartlett, IL 60103, USA

+1 (630) 233-6060

www.downeyfg.com

Todd Schwartz Baytree National Bank

1691 Weiland Rd, Buffalo Grove, IL 60089, USA

+1 (847) 977-0725

tschwartzmortgage.blogspot.com

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