Welcome to Our Online Loan Referral Service

2.8 11 reviews

201 N Elm St, Centralia, IL 62801, USA
+1 (618) 533-7100
locations.usbank.com
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

What people think about U.S. Bank Branch?

Below you find some of the testimonials of our clients.

Recently I needed $1000 to cover utility bills. I decided to contact U.S. Bank Branch. They only approved me for $500 but the process itself was effortless, and their rates were favorable.

Ferne Rodriguez

U.S. Bank Branch seems good. They rescued me twice. The first payday loan approved was small – $500, but next time the limit was increased to $900. Closed the loan on schedule. The employees were friendly, they gave speedy answers to all my questions. No complaints. But their rates are not the lowest on the net.

Eda Block

It wanted to rebuild my credit because I had no chances of getting approved for a business loan. So I applied for a cash advance via U.S. Bank Branch. Took out 4 small loans, one after another, and repaid them on schedule. My credit score improved! It worked! Very happy.

Bulah Walter

Pay Attention

The previous three items describe a specific financial institution. But below you can find common details about payday loans.

Payday Loans in Centralia, Illinois

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans in Centralia, Illinois is are easy to access. The interest rate is individual for each person and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still be able to take out a payday loan. Such loans are designed to help meet the needs of clients with less than perfect credit scores. There are lenders who may be happy to give you a payday loan even if you have a bad credit score. You will need a regular income to be eligible for a bad credit payday loan.

To get approved for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the real APR of your cash advance.

APR Calculator

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Fifth Third Bank & ATM

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