Welcome to Our Online Loan Referral Service

3.5 2 reviews

2510 S Philo Rd, Urbana, IL 61802, USA
+1 (217) 344-1300
first-online.bank
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM

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Feedback about First Financial Bank?

Here you read the reviews of our clients.

Great company to work with.

Maeve Franecki

Great customer service, Lawanda is the best

Nelda Dickinson

They don’t mind answering questions, & you don’t feel rushed out the door!

Enoch Okuneva Jr.

Been using liberty tax for years but this location is the best!!

Mr. Johann Olson

We Loveeee Liberty Best Place To get your taxes done

Edythe Armstrong

She helped us buy a house for our family.

Jordane Torphy

Got a Home Equity loan in May.

Miss Mariam Hammes

I was able to refinance a mortgage and it went really smoothly.

Breanna Considine MD

Pay Attention

Lending companies are provided in the first three points. Below info defines general information about payday loans.

Payday Loans in Urbana, Ohio

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

This financial product in Urbana, Ohio is issued simply and fast. The interest percentage is set depending on the category of the client: the more loans are successfully repaid, the more reasonable terms will be ensured to you.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will First Financial Bank help take out a payday loan in Urbana, Ohio?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to consider the form. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Payday lenders in Urbana, oh review this circumstance not a hindrence to issue a loan. The borrower of a cash advance should be ready to objectively estimate financial abilities, issue a loan, pay off the debt on schedule and not only solve current issues, but enhance the credit score.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Urbana, Illinois

OneMain Financial

3574 Court St, Pekin, IL 61554, USA

+1 (309) 346-3145

www.onemainfinancial.com

First Midwest Bank ATM

725 Waukegan Rd, Deerfield, IL 60015, USA

+1 (800) 322-3623

www.firstmidwest.com

S.A.M. Check Cashing Machine

5329 N Illinois St, Fairview Heights, IL 62208, USA

+1 (618) 355-7646

www.samcodirect.com

Associated Bank ATM

180 W Virginia St, Crystal Lake, IL 60014, USA

www.associatedbank.com

National Quick Cash

8202 S Stony Island Ave, Chicago, IL 60617, USA

Community Bank of Trenton

104 E Broadway, Trenton, IL 62293, USA

+1 (618) 224-9258

banktrentononline.com

Mortgage Square

8047 N Milwaukee Ave, Niles, IL 60714, USA

+1 (773) 777-2727

www.msbanc.com

First Mid Bank & Trust Arcola

249 W Springfield Rd, Arcola, IL 61910, USA

+1 (217) 268-5700

www.firstmid.com

Pawn USA

9364 Ballard Rd, Des Plaines, IL 60016, USA

+1 (224) 567-8806

www.pawnusaloans.com

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