Welcome to Our Online Loan Referral Service

5 reviews

529 E Vine St, Vienna, IL 62995, USA
+1 (618) 658-8801
www.banterra.com
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM
Friday
9AM–4PM

Domain Info

Created Date

2001-07-13

Mailing Address

Iowa, United States

Company Name

VGM Forbin

VGM Forbin

Contact Data

Feedback about Banterra Bank?

Here you read the feedback of our clients.

I got into one situation. I urgently needed a large amount of cash. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. Banterra Bank in Vienna seemed to me the most convenient.

Merritt Kulas

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at favorable interest rate, so far it has been paid back on time, it can be either extended or repaid ahead of schedule.

Mrs. Lacey Weimann

Yesterday I needed extra funds, I decided to contact Banterra Bank. They quickly approved the amount needed, and besides, they offered favorable terms at a low interest rate.

Dean Pollich

Thanks to the staff for the competent service. They assisted in difficult times. For application you only need an ID.

Mafalda Schumm

Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes readers get acquainted shared information about payday loans.

Payday Loans in Vienna, Maine

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

Problem-free financial products are considered as payday loans in Vienna, me. They are issued at individual interest rates. They depend on personal data. It is also significant to repay as much payday loans as possible.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Banterra Bank help issue a payday loan in Vienna, Maine?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed funds will be credited to card. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed within minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Vienna, me will estimate other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to utilize the calculator. It will specify the cost of the cash advance.

APR Calculator

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Edward Jones - Financial Advisor: Ken Arndt, AAMS®|CRPC®

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1st MidAmerica Credit Union

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