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5 reviews

103 S Springfield St, Virden, IL 62690, USA
+1 (217) 965-3344
www.fnbraymond.com

Domain Info

Created Date

1998-01-22

Mailing Address

Company Name

Contact Data

What people think about First National Bank of Raymond?

Below you get acquainted with some of the reviews of our clients.

I applied for a $1,000 payday loan when I needed money after vacation. There simply was no other way out. I found this lender on the Internet. Other lender charged unbelievable rates. One lender denied me, another accepted me for a smaller amount but here it got as much as I needed.

Dr. Casandra Grant

I contacted First National Bank of Raymond for a loan. Everything was done very quickly. Had the funds in my account the next evening. Employees are very professional. Pleasant experience!

Madisyn Kilback

They only ask for an ID to get approve. Last week I was broke and needed some cash to hold on. These guys approved me although I had a bad credit score. Fast and easy application. Very happy!!

Chadd Crona

They only ask for an ID to verify you. Last week I was fined and needed some cash to hold on. These guys saved me although I had a bad credit score. Online and safe process. !

Mr. Urban McClure V

Pay Attention

The above-given information provides the details about a specific lender. The information below is about general information about payday loans.

Payday Loans in Virden, Illinois

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Online payday loans can be the right solution to your temporary financial troubles in Virden , Illinois because they are easily approved and easily paid off. Your interest rate will depend on your state law or on the payday lender's policy.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to applicants with a poor credit rating. Payday loan approvals depend very much on other circumstances. They will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on time.

To get approved for a payday loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the definite cost of the payday loan immediately.

APR Calculator

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OneMain Financial

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First Merchants Bank

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Cash Store

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+1 (618) 435-2300

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Associated Bank

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+1 (309) 346-4175

www.associatedbank.com

U of I Community Credit Union - Five Points Branch

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+1 (217) 278-7700

www.uoficreditunion.org

Prairie State Bank & Trust

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+1 (217) 348-8131

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