Welcome to Our Online Loan Referral Service

5 reviews

603 N Springfield St, Virden, IL 62690, USA
+1 (800) 597-2977
psbank.net
Wednesday
8AM–5:30PM
Thursday
8AM–5:30PM
Friday
8AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5:30PM

Domain Info

Created Date

1999-09-21

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

What people think about Prairie State Bank and Trust?

Below you read some of the opinions of our clients.

I want to say Many Thanks to the staff of Prairie State Bank and Trust. They offer fast solution to any unexpected money issues. Love them for their same day decision. Applied for a loan and got accepted although my credit was poor. I will definitely use this service if I need money again.

Orin Schultz MD

Used Prairie State Bank and Trust for the 4th time. The company is fair. They always keep you informed on your loan. No cheating. You can always extend your loan. They are always there when I need extra funds.

Omari Harvey

Prairie State Bank and Trust seems legit. Used it twice. The first loan approved was small – $400, but next time the limit was increased to $1000. Closed the loan on time. The staff were professional, they gave clear answers to all my questions. No troubles. But their interest rates are not the lowest on the net.

Juwan Daugherty

I was embarrassed to borrow from my collegues so I decided to apply for a cash advance via Prairie State Bank and Trust. Found them online and the user reviews were great I have already applied 4 times and every time I was approved within 15 minutes. Very nice.

Abdullah Abbott

I contacted Prairie State Bank and Trust for financial assistance. Everything was done very quickly. Had the money in my account the same day. Employees are very nice. Pleasant experience!

Zelma Boehm Sr.

Pay Attention

Above there is information about a precise loan provider. Below you can read common characteristics of payday loans.

Payday Loans in Virden, Illinois

Payday loans are short-term loans originally designed to tide people over until payday. You can usually borrow from $100 to $1,000.

Online cash advance loans can be the easiest solution to your sudden financial problems in Virden , Illinois because they are easily obtained and easily paid off. Your APR will depend on your state law or on the company's policy.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still be able to take out a payday loan. Such loans are created to help meet the needs of individuals with less than perfect credit scores. There are companies who may be willing to give you a payday loan even if you have a poor credit rating. You will need a steady income to get accepted for a bad credit payday loan.

To get approved for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the real APR of your payday loan.

APR Calculator

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