Welcome to Our Online Loan Referral Service

5 2 reviews

21 E Market St, Winchester, IL 62694, USA
+1 (217) 742-3121
www.ucbbank.com
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–6PM
Saturday
8AM–12PM
Sunday
Closed

Domain Info

Created Date

1996-06-25

Mailing Address

Company Name

Contact Data

What people think about United Community Bank?

Below you see some of the reviews of our customers.

United Community Bank rescued me in a difficult time. They approved me for a cash advance although I had credit issues. The process was easy and fast. I wanna say thanks for their competent client support service and reasonable rates. I will definitely recommend this loan provider to my relatives and friends.

Lavon Schaden

I want to say Many Thanks to the staff of United Community Bank. They offer quick solution to any unexpected money troubles. Love them for their immediate approval. Applied for a payday loan and got accepted although my credit was not perfect. I will definitely use this website if I need money again.

Mr. Arch Nicolas MD

Online application. I only filled in an ID and a bank account. Very quick lending decision. The first time I was approved for $300 only. Hope the available amount will increase next time. Interest rate is competitive. Paid off the loan on time. If you have difficulties, the term can be also extended.

Nova Hermann

Pay Attention

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Winchester, Massachusetts

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans may become an easy and fast solution to a short-term problem in Winchester, Massachusetts. Loans from payday lenders can get you funds within a few hours. Your APR will depend on several things.

APR

23% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to individuals with a bad credit history. Payday loan approvals depend very much on other circumstances. Lenders will pay attention to your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.

APR Calculator

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The First National Bank

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Huntington Bank

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Peoples Bank

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