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Feedback about 1st MidAmerica Credit Union?
Here you get acquainted with the feedback of our customers.
I have always received great service from every branch I have visited
Audie Monahan
We have our banking through them and haven't had any bad experiences yet.
Dr. Cristian Smitham Jr.
The people in the loan department are very friendly, as are most tellers.
Caterina Schulist
Pay Attention
Above there are details about a certain lender. Below every user may grapple with the essence of payday loans.
Payday Loans in Wood River, Illinois
According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.
This financial product in Wood River, Illinois is taken out easily and fast. The interest percentage is defined considering the category of the client: the more loans are successfully paid off, the more attractive terms will be ensured to you.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
How will 1st MidAmerica Credit Union help take out a payday loan in Wood River, Illinois?
- Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be transferred to your credit card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online application with person-related data. It will take some minutes to consider the form. The funds are credited in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill in in the application? - General Info
To submit an application, every customer should fill in the following data:
Then submit an application to recieve an offer from one of the lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are denied a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Wood River, Illinois. The company will assess many points to qualify such as solvency. Payday loans will be a source to enhance your bad credit rating into a favorable one.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The APR will specify the cost of the loan. It takes seconds to see the result.
APR Calculator
Other Payday Lenders in Wood River, Illinois
North Ave & Route 83 Checkexpress Currency Exchange
683 W North Ave, Elmhurst, IL 60126, USA
+1 (630) 279-2110
www.mycheckexpress.com
AAA Community Finance
117 S Prairie St, Bethalto, IL 62010, USA
+1 (844) 688-1687
aaacommunityfinance.com
Financial Plus Credit Union
1800 Main St, Diamond, IL 60416, USA
+1 (815) 634-0910
www.financialplus.org
First Mid Bank & Trust Decatur East Pershing
560 E Pershing Rd, Decatur, IL 62526, USA
+1 (217) 875-5167
www.firstmid.com
