Welcome to Our Online Loan Referral Service

4 8 reviews

1819 20th Street Ensley, Birmingham, AL 35218, USA
+1 (205) 781-4220
www.amfirst.org
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

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Feedback about America's First Federal Credit Union?

Here you grapple with the feedback of our customers.

Good customer service

Dr. Lila Pacocha II

When people of color parked there he did not check their tags.

Dr. Paige Stracke II

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Payday lenders are described in the first three points. Below info specifies general information about payday loans.

Payday Loans in Birmingham, New Jersey

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Birmingham, New Jersey is issued simply and quickly. The interest percentage is specified considering the category of the customer: the more loans are successfully paid off, the more favorable terms will be ensured to you.

APR

30% usury cap

How will America's First Federal Credit Union help issue a loan in Birmingham, New Jersey?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued around the clock. The loan will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor taken into account by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by lenders to take out a cash advance. The lending company process many aspects such as financial solvency to approve the application. Payday loans in Birmingham, New Jersey may help level up your credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a real cost of the payday loan.

APR Calculator

Other Payday Lenders in Birmingham, Alabama

Security Finance

30 Samford Ave Unit D, Opelika, AL 36801, USA

+1 (334) 737-1707

www.securityfinance.com

SouthPoint Bank Home Mortgage

3501 Grandview Pkwy, Birmingham, AL 35243, USA

+1 (205) 682-2899

southpoint.bank

TitleMax Title Loans

1919 Jordan Ln NW, Huntsville, AL 35816, USA

+1 (256) 551-2764

www.titlemax.com

Covington Credit

1357 W Fort Williams St, Sylacauga, AL 35150, USA

+1 (256) 245-6636

www.mymoneytogo.com

ATM (Regions Bank)

6666 AL-75, Pinson, AL 35126, USA

+1 (800) 734-4667

www.regions.com

OneMain Financial

1010 Schillinger Rd S Ste D, Mobile, AL 36695, USA

+1 (251) 634-9655

www.onemainfinancial.com

Always Money

2124 Cogswell Ave, Pell City, AL 35125, USA

+1 (205) 202-8827

alwaysmoney.com

Cash Express

6309 Atlanta Hwy, Montgomery, AL 36117, USA

+1 (334) 409-0454

www.cashtn.com

Cornerstone Finance Co

Prattville, AL 36067, USA

+1 (334) 358-1588

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