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5 reviews
Loan agency in Eufaula, Alabama

1347 S Eufaula Ave # D1, Eufaula, AL 36027, USA
+1 (334) 687-8340

What people think about Choice Finance Co Inc?

Below you see some of the reviews of our customers.

Was invited to a wedding but was broke at that time. A friend recommended me to address Choice Finance Co Inc. And I did. This was the best decision! Yes, the APR was high but I think it’s because I had low credit. In general, The process was trouble free.

Hope Spencer

Thank you Choice Finance Co Inc for assisting me when I needed cash urgently to pay for surgery. I have applied through this website 3 times and everything was nice. This is the most transparent lender with no hidden fees. Highly recommended!!!

Fay Daugherty

I was embarrassed to borrow from my friends so I decided to apply for a small loan via Choice Finance Co Inc. Found them on the net and the user reviews were positive I have already applied 4 times and every time I was accepted very quickly. Very convenient.

Dr. Yesenia Gusikowski Jr.

I applied for a $1,000 cash advance when I needed money after dismissal from work. There simply was no other solution. I found this lender on the Internet. Other lender charged sky high rates. One lender declined me, another approved me for a smaller amount but here it got as much as I wanted.

Miss Joy Torphy

Used Choice Finance Co Inc for the second time. The company is fair. They always keep you updated on your loan. No hidden fees. You can always extend your loan. They are always there when I need extra funds.

Prof. Otilia Will III

Thanks!! The money were sent to my bank account as agreed – the next morning. I repaid the debt after a week and had no issues. The process is speedy and legit. Be a responsible person and you will have no troubles.

Miss Abagail Friesen Jr.

Pay Attention

Below you can see general information about payday loans and their common features.

Payday Loans in Eufaula, Alabama

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Online cash advance loans can be the best solution to your sudden financial troubles in Eufaula , Alabama because they are easily approved and easily paid off. Your APR will depend on your state regulations or on the payday lender's policy.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to consumers with a bad credit score. Payday loan approvals depend very much on specific circumstances. Lenders will look at your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the real APR of your cash advance.

APR Calculator

Other Payday Lenders in Eufaula, Alabama

Navigator Credit Union

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+1 (800) 344-3281

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TitleBucks Title Loans

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+1 (205) 426-2009

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1st Franklin Financial

11227 AL-157 Suite J, Moulton, AL 35650, USA

+1 (256) 974-3444

locations.1ffc.com

BancorpSouth Bank

2333 US-431, Boaz, AL 35957, USA

+1 (256) 593-1280

www.bancorpsouth.com

OneMain Financial

1911 Skyland Blvd E, Tuscaloosa, AL 35405, USA

+1 (205) 556-2211

www.onemainfinancial.com

World Finance

601 Gault Ave S Ste 300, Fort Payne, AL 35967, USA

+1 (256) 845-6791

www.loansbyworld.com

Rice Banking Co

2803 E South Blvd, Montgomery, AL 36116, USA

+1 (334) 280-2880

www.ricebankingcompany.com

S.A.M. Check Cashing Machine

11028 AL-25, Calera, AL 35040, USA

+1 (205) 668-2315

www.samcodirect.com

America's First Federal Credit Union Pell City

2051 Martin St S, Pell City, AL 35128, USA

+1 (205) 825-7848

amfirst.org

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