Welcome to Our Online Loan Referral Service

5 2 reviews

210 Fieldstown Rd STE 142, Gardendale, AL 35071, USA
+1 (205) 418-1020
locations.valley.com
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1994-05-03

Mailing Address

Company Name

Contact Data

Feedback about Valley Bank?

Here you read the feedback of our customers.

The payday loan is deposited easily and quickly. There is a minus - a great interest rate when paying back a loan.

Mr. Rahul Jakubowski DVM

Good service with a reasonable rate. Money deposited immediately, I always use Valley Bank.

Mr. Dillan Bergnaum IV

I'm not ashamed to borrow money from Valley Bank, now the whole world lives like this. I have already used payday loans many times, everything is convenient.

Kirsten Fadel

I submit an application very often. I am satisfied with the terms. There is online round the clock service.

Lincoln McCullough

Pay Attention

Further there will be given the details about not a exact lending company. The information below will explain common information about payday loans and its specific features.

Payday Loans in Gardendale, Alabama

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

This financial product in Gardendale, Alabama is issued simply and quickly. The interest rate is specified respecting the category of the client: the more loans are successfully repaid, the more favorable terms will be offered to you.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Valley Bank help issue a loan in Gardendale, Alabama?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed money will be transfered to card. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to refuse the loan. Payday lenders do not consider this factor the only one to issue a loan in Gardendale, Alabama. They assess many other factors before taking out a loan. One of them is financial capabilities. This is a way to enhance your credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a exact cost of the payday loan.

APR Calculator

Other Payday Lenders in Gardendale, Alabama

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+1 (256) 386-5000

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First Community Bank

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+1 (251) 634-9333

www.firstcommunitybank.com

Nicholas Financial Services

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Regional Finance

1237 US-231 South, Troy, AL 36081, USA

+1 (334) 674-9999

branches.regionalfinance.com

Regions Bank

731 9th Ave N, Bessemer, AL 35020, USA

+1 (205) 830-6700

www.regions.com

ATM (Wells Fargo Bank)

1606 Town Square S W, Cullman, AL 35055, USA

+1 (256) 737-5590

www.wellsfargo.com

Southern Financial Services

393 Azalea Rd, Mobile, AL 36609, USA

+1 (251) 343-7070

Speedy Cash

4298 University Dr NW, Huntsville, AL 35816, USA

+1 (256) 895-8478

www.speedycash.com

Bank Independent Madison

7564 Hwy 72 W, Madison, AL 35758, USA

+1 (256) 386-5000

www.bibank.com

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