Welcome to Our Online Loan Referral Service

4.2 5 reviews

1130 Pelham Rd S, Jacksonville, AL 36265, USA
+1 (256) 435-3366
www.fandm.bank
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–5PM
Saturday
Closed

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What people think about Farmers & Merchants Bank?

Below you get acquainted with some of the testimonials of our customers.

Great service, great people

Prof. Vidal Padberg

They can work on almost anything and their prices are great.

Jalyn Schimmel

Super great folks to give my business to.

Isai Brakus

Pay Attention

Below you can read general information about payday loans and their common features.

Payday Loans in Jacksonville, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to get in Jacksonville, New York. The entire process is easy. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can usually be an obstacle to taking out a bank loan. A payday loan can help consumers who have poor credit scores or have no credit score. But we recommend you that as with any debt you should only dare applying for a payday loan if you are sure that you can afford payments without delays.

To get approved for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the exact cost of the payday loan immediately.

APR Calculator

Other Payday Lenders in Jacksonville, Alabama

Money Tree

2028 Cherokee Rd, Alexander City, AL 35010, USA

+1 (256) 234-3501

www.moneytreeinc.com

1st Heritage Credit

2699 Sandlin Rd SW, Decatur, AL 35601, USA

+1 (256) 280-3540

1stheritagecredit.com

Bessemer Finance Company

1819 3rd Ave N, Bessemer, AL 35020, USA

+1 (205) 428-6361

bessemerfinance.com

First Cash Express

14222 US-43, Russellville, AL 35653, USA

+1 (256) 332-7474

DCH Credit Union

809 University Blvd E, Tuscaloosa, AL 35401, USA

www.dchcu.com

Check Into Cash

1000 Beltline Hwy Suite N, Decatur, AL 35601, USA

+1 (256) 350-0146

local.checkintocash.com

Cadence Bank - Childersburg Branch

33327 US-280, Childersburg, AL 35044, USA

+1 (256) 378-3916

cadencebank.com

Peoples Bank of Alabama

1285 Clarence E Chesnut Jr Bypass, Centre, AL 35960, USA

+1 (256) 927-3265

peoplesbankal.com

Regional Finance

1710 2nd Ave SW Suite 5, Cullman, AL 35055, USA

+1 (256) 734-5108

branches.regionalfinance.com

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