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4.8 8 reviews
Loan agency in Scottsboro, Alabama

1603 S Broad St STE B, Scottsboro, AL 35768, USA
7 years in business
+1 (256) 574-2200
www.onemainfinancial.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–7PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

OneMain General Services Corporation

Contact Data

[email protected]

+1.8124922507

Feedback about OneMain Financial?

Here you grapple with the feedback of our customers.

Our entire experience has been positive.

Prof. Harmon Lowe DDS

I was able to complete my transaction online.

Prof. Norwood Casper MD

Kind and friendly people.

Dr. Osvaldo Mueller

Try the coconut milk.... very soothing.

Alyce Spencer

It is nice having a Mexican store nearby.

Ms. Romaine Douglas DDS

Pay Attention

Further there will be presented the details about not a exact lending company. The information below will tell about general information about payday loans and its specific features.

Payday Loans in Scottsboro, Alabama

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

Payday loans in Scottsboro, Alabama are taken out easily. The interest percentage is dependent on the borrower's personal data: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will OneMain Financial help take out a payday loan in Scottsboro, Alabama?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to process the application. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by payday lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Scottsboro, al will estimate other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Scottsboro, Alabama

LoanMaster

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+1 (334) 687-1828

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TitleMax Title Loans

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www.titlemax.com

Advance America

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+1 (334) 684-7022

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All In Credit Union

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+1 (334) 393-5909

allincu.com

Decatur Finance

1815 6th Ave SE Suite E, Decatur, AL 35601, USA

+1 (256) 355-3278

decaturfinance.com

Advance America

3506-C Rainbow Dr, Rainbow City, AL 35906, USA

+1 (256) 413-1905

www.advanceamerica.net

Alexandria Title Loans

111 Big Valley Dr, Alexandria, AL 36250, USA

+1 (256) 770-4507

Commercial Lenders Birmingham AL

450 Dugan Ave, Birmingham, AL 35214, USA

+1 (205) 635-1561

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