Welcome to Our Online Loan Referral Service

5 33 reviews

6500 Fairmount Ave Suite 12, El Cerrito, CA 94530, USA
+1 (415) 846-9211
www.eastbaysmortgagebroker.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
1–4PM
Sunday
1–4PM
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

2018-08-08

Mailing Address

California, United States

Company Name

Contact Data

Feedback about America's Home Loans - Chris Mason?

Here you read the reviews of our customers.

Not only did he beat other rates, he saved me time & wasted effort.

Prof. Brennan Friesen

His exceptional service helped us saved a lot of time and money.

Miss Cara Leffler I

Gets the job done quickly, I highly recommend.

Kenton Fay

Pay Attention

Further there will be given the details about not a definite lending company. The information below will tell about shared information about payday loans and its specific elements.

Payday Loans in El Cerrito, California

Payday loans are a kind of loans issued by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in El Cerrito, California is taken out easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more cash advance you pay back off, the more favorable rates you will get.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will America's Home Loans - Chris Mason help issue a loan in El Cerrito, California?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are taken out around the clock. The loan will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is reviewed by financial institutions. Payday lenders in El Cerrito, ca review this circumstance not an obstacle to issue a loan. The borrower of a payday loan should be ready to objectively estimate financial abilities, issue a loan, pay back the debt on schedule and not only solve current difficulties, but enhance the credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will provide the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in El Cerrito, California

MVP Car Title Loans

39899 Balentine Dr #200, Newark, CA 94560, USA

+1 (408) 675-4311

www.mvpautotitleloan.com

California Bank & Trust

675 Carlsbad Village Dr, Carlsbad, CA 92008, USA

+1 (760) 720-9300

calbanktrust.com

Mechanics Bank - Happy Camp Branch

63729 CA-96, Happy Camp, CA 96039, USA

+1 (530) 493-2281

www.mechanicsbank.com

Self-Help Federal Credit Union

1432 7th St, Oakland, CA 94607, USA

+1 (877) 369-2828

www.self-helpfcu.org

Bank of the West - ATM

531 Cowper St, Palo Alto, CA 94301, USA

+1 (800) 488-2265

www.bankofthewest.com

Mundo Check Cashing #3

3821 Whittier Blvd, Los Angeles, CA 90023, USA

+1 (323) 266-4571

Hanmi Bank ATM

9820 Garden Grove Blvd, Garden Grove, CA 92844, USA

+1 (855) 773-8778

www.hanmi.com

Mission Federal Credit Union

47 Douglas Dr #100, Oceanside, CA 92054, USA

+1 (800) 500-6328

www.missionfed.com

ACE Cash Express

1700 W Valley Blvd, Alhambra, CA 91803, USA

+1 (626) 289-0152

www.acecashexpress.com

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