Welcome to Our Online Loan Referral Service


1910 McHenry Ave, Escalon, CA 95320, USA
+1 (209) 821-3070
www.ovcb.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1998-07-27

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Oak Valley Community Bank?

Here you read the feedback of our customers.

It was significant to enhance the credit history, because there is practically no chance of getting a loan at a favorable interest rate. As a result, I addressed Oak Valley Community Bank. The score improved after several loans paid back.

Mrs. Shany Yost

I submit an application quite often. I am pleased with the terms. There is online 24/7 service.

Mr. Okey Kemmer Sr.

It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.

Giuseppe Graham

Pay Attention

Payday lenders are described in the first three points. Below info specifies shared information about payday loans.

Payday Loans in Escalon, California

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

It is easy and quick to issue loans in Escalon, California. The rates are accured on an individual basis: if a client repays as much payday loans as possible, he will be provided one of the most favorable terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Oak Valley Community Bank help take out a payday loan in Escalon, California?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are taken out day and night. The transfer will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Lenders in Escalon, ca consider this circumstance not a drawback to take out a loan. The recipient of a cash advance should be prepared to objectively assess financial capabilities, take out a loan, pay back the debt on a due date and not only solve current issues, but enhance the credit history.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a real cost of the payday loan.

APR Calculator

Other Payday Lenders in Escalon, California

ACE Cash Express

4003 S Western Ave Ste 102 Ste 102, Los Angeles, CA 90062, USA

+1 (323) 294-9817

www.acecashexpress.com

Bank of America ATM

981 E Spring St, Signal Hill, CA 90755, USA

+1 (844) 401-8500

locators.bankofamerica.com

Golden Valley Bank

190 Cohasset Rd, Chico, CA 95926, USA

+1 (530) 894-1000

www.goldenvalley.bank

Mechanics Bank - Ojai Valley Branch

1207 Maricopa Hwy, Ojai, CA 93023, USA

+1 (805) 646-0111

www.mechanicsbank.com

Bank of the West

1733 Ocean Ave Suite 110, Santa Monica, CA 90401, USA

+1 (310) 393-9329

www.bankofthewest.com

Mechanics Bank Lot

1364N Broadway, Walnut Creek, CA 94596, USA

+1 (925) 933-8795

www.mechanicsbank.com

BBVA Bank

40440 Margarita Rd, Temecula, CA 92591, USA

+1 (951) 308-6500

www.bbvausa.com

Stearns Lending

9940 Starr Rd, Windsor, CA 95492, USA

+1 (707) 620-0118

stearns.com

OneWest Bank

30019 Hawthorne Blvd, Rancho Palos Verdes, CA 90275, USA

+1 (310) 265-1656

www.onewestbank.com

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