Domain Info
Created Date
1995-05-23
Mailing Address
1980 Saturn Street, Monterey Park, CA, 91755, United States
Company Name
MUFG Union Bank
MUFG Union Bank N.A.
Feedback about Union Bank?
Here you read the feedback of our customers.
Very polite and excellent service!
Mr. Walter Hilpert
Worse customer service.
Dejah Renner MD
Nothing but nice employees and all willing to help.
Justyn Waelchi
Pay Attention
Above there are details about a certain lending company. Below every user may get acquainted with the common features of payday loans.
Payday Loans in Escondido, California
A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts vary from $100-$1,000.
Such financial products as payday loan in Escondido, California is taken out easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more loans you pay back off, the more reasonable rates a borrower will recieve.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Union Bank help take out a loan in Escondido, California?
- Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your bank account.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online application with personal data. It will take several minutes to consider the application. The money are transferred in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill out in the application? - General Info
To submit an application, every customer should enter the following data:
Then submit an application to recieve an offer from one of the lending companies.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history is a adverse factor that is taken into account by financial institutions. Microfinance organizations in Escondido, ca review this circumstance not an obstacle to issue a loan. The borrower of a payday loan should be prepared to objectively estimate financial capabilities, issue a loan, pay back the debt on schedule and not only handle current issues, but enhance the credit score.
The following general points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to know the APR of the loan, you are welcome to use the calculator. It will determine the cost of the payday loan.
APR Calculator
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