Welcome to Our Online Loan Referral Service

3.3 15 reviews

996 Spruce St Ste B, Gridley, CA 95948, USA
+1 (530) 846-5273
Friday
8AM–8PM
Saturday
8AM–8PM
Sunday
8AM–6PM
Monday
8AM–8PM
Tuesday
8AM–8PM
Wednesday
8AM–8PM
Thursday
8AM–8PM

Feedback about Ruiz Financial Services?

Here you read the feedback of our clients.

For all your financial needs best place and personal.

Emma Kuhlman DVM

Couldn't be happier to recommend him!!

Velva Anderson

This place is so freakin small and it's always overpacted.

Morgan Runolfsdottir

Pay Attention

Payday lenders are shown in the first three points. Below info shows general information about payday loans.

Payday Loans in Gridley, Illinois

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Gridley, Illinois is issued easily and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more cash advance you pay back off, the more reasonable rates you will recieve.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Ruiz Financial Services help issue a loan in Gridley, Illinois?

  • Round the clock service. Every client may contact the service round the clock. The borrowed money will be deposited to card. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be processed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to deny the loan. Lenders do not consider this factor the only one to take out a loan in Gridley, Illinois. They estmate many other factors before taking out a payday loan. One of them is payment abilities. This is a way to enhance your credit score.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to apply the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in Gridley, California

Union Bank

790 1st St Suite A, Gilroy, CA 95020, USA

+1 (408) 848-2162

blw.unionbank.com

F&M Bank

1715-C, Trancas St, Napa, CA 94558, USA

+1 (707) 757-8500

www.fmbonline.com

Advance America

1453 W Yosemite Ave, Manteca, CA 95337, USA

+1 (209) 825-9491

www.advanceamerica.net

ACE Cash Express

1010 W Anaheim St, Wilmington, CA 90744, USA

+1 (310) 233-3880

www.acecashexpress.com

Advance America

534 N 2nd St, El Cajon, CA 92021, USA

+1 (619) 593-8104

www.advanceamerica.net

First Citizens Bank ATM

44575 Avenida De Missiones, Temecula, CA 92592, USA

www.firstcitizens.com

Westwater Financial, Inc.

55A St James Dr, Santa Rosa, CA 95403, USA

+1 (707) 419-3070

westwaterfinancial.org

Bank of the West

23330 Hawthorne Blvd Suite C, Torrance, CA 90505, USA

+1 (310) 896-3700

www.bankofthewest.com

PLS Check Cashing Store

13022 Atlantic Ave, Compton, CA 90221, USA

+1 (310) 608-5400

pls247.com

Top