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Loan agency in Lompoc, California

1137 N H St M, Lompoc, CA 93436, USA
+1 (805) 735-8687
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM

Feedback about Main Stream Financial?

Here you grapple with the feedback of our clients.

Thanks to Main Stream Financial for helping out when money is urgently needed. I have been applying to this company for over one year and everything is always honest, without hidden commissions.

Osbaldo Dickens

Thanks to the team of Main Stream Financial. Quick solution of the arisen problems, quick decision on the cash advance. I definitely recommend this service.

Dr. Leo Heller Jr.

The funds are transferred to my credit card. I pay off through my personal account. The payment is efficient and fast. Pay on schedule and there will be no issues.

Hobart Gutmann

Money was urgently required. I left an online application in Main Stream Financial. I sent all the necessary photos of documents, talked to the staff by phone. The requested payday loan was approved. Within an hour, the money was deposited to my card.

Rowland Turcotte

Pay Attention

Further there will be presented the details about not a exact lender. The information below will define common information about payday loans and its specific aspects.

Payday Loans in Lompoc, California

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Hassle-free financial products are known as payday loans in Lompoc, ca. They are taken out at individual interest rates. They are dependent on personal data. It is also important to repay as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Main Stream Financial help issue a payday loan in Lompoc, California?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed money will be transfered to account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be reviewed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor taken into account by financial institutions is known as bad credit history. But this hindrence is not implied as the only one by payday lenders to take out a cash advance. The lender process many aspects such as financial solvency to approve the application. Cash advance in Lompoc, California may help improve your credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the loan, you are welcome to apply the calculator. It will specify the cost of the cash advance.

APR Calculator

Other Payday Lenders in Lompoc, California

J/M Pawn Loan and Jewelry, Inc

262 S Yosemite Ave, Oakdale, CA 95361, USA

+1 (209) 322-3468

jmpawnloanandjewelry.com

Central Finance

1900 S Main St, Los Angeles, CA 90007, USA

ATM (Bank of America)

431 Ojai Rd, Santa Paula, CA 93060, USA

Union Bank

453 Miller Ave, Mill Valley, CA 94941, USA

+1 (415) 526-1160

blw.unionbank.com

Western Pacific Loans, Inc

1229 College Ave, Santa Rosa, CA 95404, USA

+1 (707) 578-1315

www.westpacloans.com

Car Title Loans California

100 Pine St, Lodi, CA 95240, USA

+1 (844) 209-5949

www.cartitleloanscalifornia.com

Umpqua Bank

701 5th St, Eureka, CA 95501, USA

+1 (707) 445-3233

locations.umpquabank.com

BBVA Bank

3013 McHenry Ave, Modesto, CA 95350, USA

+1 (209) 526-2933

www.bbvausa.com

Rocky's Pawn Shop

68435 CA-111, Cathedral City, CA 92234, USA

+1 (760) 202-2820

www.rockyspawnshop.com

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