Welcome to Our Online Loan Referral Service

3.4 5 reviews

1001 Los Osos Valley Rd, Los Osos, CA 93402, USA
+1 (805) 528-1211
www.mechanicsbank.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Mechanics Bank - Los Osos Branch?

Below you see some of the testimonials of our customers.

You can watch them skate while you use the ATM and make hecka new homies.

Heidi Adams I

Easy to access with pleasant and knowledgeable staff.

Mrs. Lina Fay

Not by having a loud-mouthed stranger yell it at a teller's window.

Kianna Veum

Important

Now you can read general features of payday loans.

Payday Loans in Los Osos, California

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Online cash advance loans can be the right solution to your short-term financial issues in Los Osos , California because they are easily obtained and easily paid off. Your APR will depend on your state regulations or on the payday lender's policy.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can often be an obstacle to getting a bank loan. A payday loan can save borrowers who have poor credit scores or have no credit history. But we advise you that as with any borrowing you should only think about applying for a payday loan if you are sure that you can make payments without delays.

To get approved for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.

APR Calculator

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