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3 2 reviews

1759 N Milpitas Blvd, Milpitas, CA 95035, USA
+1 (408) 262-0280
www.cathaybank.com
Friday
9AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1997-10-23

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

What people think about Cathay Bank?

Below you read some of the opinions of our customers.

Many thanks to Cathay Bank. I recently had some troubles with repaying my auto loan and they approved me for a cash advance. Best company! Managed to cover my problems and signed with relief.

Mr. Jorge Parker Sr.

I want to say Many Thanks to the employees of Cathay Bank. They offer fast solution to any sudden money issues. Love them for their same day approval. Applied for a cash advance and got accepted although my credit was not perfect. I will surely use this website if I need money again.

Dr. Einar Kassulke III

Used Cathay Bank for the third time. The company is fair. They always keep you informed on your loan. No fraud. You can always extend your loan. They are always there when I need extra funds.

Prof. Jayda D'Amore I

Pay Attention

Above there is information about a definite lender. Below you can review common aspects of payday loans.

Payday Loans in Milpitas, California

Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Online cash advance loans can be the easiest solution to your temporary financial difficulties in Milpitas , California because they are easily approved and easily repaid. Your interest rate will depend on your state law or on the company's policy.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to consumers with a bad credit history. Payday loan approvals depend very much on other aspects. Payday companies will look at your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the APR. It’s easy to learn the precise cost of the loan even before applying.

APR Calculator

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