Domain Info
Created Date
2000-07-31
Mailing Address
20085 NW TANASBOURNE DR, Hillsboro, OR, 97124-7104, United States
Company Name
Umpqua Bank
Umpqua Bank
What people think about Umpqua Bank Home Lending?
Below you find some of the testimonials of our clients.
A good payday lender. The company quickly processed my application. Had funds in my account the same day. If you need some extra cash urgently, this is the best lender, I’m telling you!
Madeline Feest IV
Yesterday I needed $800 to cover utility bills. I decided to contact Umpqua Bank Home Lending. They only approved me for $500 but the process itself was easy, and their rates were competitive.
Prof. Naomie Cassin
Pay Attention
Below you can review general information about payday loans and their common features.
Payday Loans in Oakland, Rhode Island
A payday loan is a short-term loan that can help you deal with emergency cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Payday loans are the easiest loans to access in Oakland, Rhode Island. The entire process is easy. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.
APR
261%*
Max Loan
$500
Min Term
13 days
Max Term
Not Specified
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to applicants with a bad credit history. Payday loan approvals depend very much on specific factors. Lenders will pay attention to your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.
To get approved for a cash advance, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the loan immediately.
APR Calculator
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