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What people think about 1st United Credit Union?
Below you get acquainted with some of the reviews of our customers.
1st United Credit Union seems reliable. Used it twice. The first loan approved was small – $300, but next time the limit was increased to $600. Paid off the loan early. The staff were caring, they gave speedy answers to all my questions. No issues. But their interest rates are not the lowest on the net.
Cleveland Hauck Jr.
Good website with affordable rates. They transferred within 3 hours, as promised. I will use 1st United Credit Union again if I need financial assistance.
Esperanza Powlowski
Important
The previous three items charactirize a peculiar lender. But below you can find general data about payday loans.
Payday Loans in Oakland, Rhode Island
Payday loans are short-term loans originally invented to tide consumers over until payday. You can usually borrow from $100 to $1,000.
Payday loans are the easiest loans to qualify for in Oakland, Rhode Island. The entire process is stress-free. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal information.
APR
261%*
Max Loan
$500
Min Term
13 days
Max Term
Not Specified
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a bad credit score an increased opportunity to get approved for payday loans. A payday loan may be the only financial product available for some people to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your capabilities and pay back your loan commitments in good time.
To get approved for a payday loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a payday loan, you can use an online calculator. It will show the real APR of your payday loan.
APR Calculator
Other Payday Lenders in Oakland, California
U.S. Bank Branch
10995 Donner Pass Rd, Truckee, CA 96161, USA
+1 (530) 587-4696
locations.usbank.com
5 Star Car Title Loans
1218 S Glendale Ave, Glendale, CA 91205, USA
+1 (818) 794-7824
5starloans.com
5 Star Car Title Loans
2216 E Colorado Blvd, Pasadena, CA 91107, USA
+1 (323) 508-2575
5starloans.com
Advance America
1163 E March Ln Ste. E, Stockton, CA 95210, USA
+1 (209) 956-1084
www.advanceamerica.net
Bank of America ATM
30 Broadway, Jackson, CA 95642, USA
+1 (844) 401-8500
locators.bankofamerica.com
USA Cash Services
6139 Watt Ave, North Highlands, CA 95660, USA
+1 (916) 332-1500
www.usacashservices.com
