Welcome to Our Online Loan Referral Service

5 3 reviews

403 W Ojai Ave, Ojai, CA 93023, USA
+1 (805) 640-1717
www.hfloansca.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2016-07-22

Mailing Address

California, United States

Company Name

Heritage Financial

Heritage Financial

Contact Data

What people think about Heritage Financial?

Below you find some of the testimonials of our clients.

Good service with reasonable rates. They transferred the next day, as promised. I will use Heritage Financial again if I need temporary help.

Conor Huels

It wanted to fix my credit because I had no chances of getting approved for a agriculture loan. So I applied for a payday loan via Heritage Financial. Took out 2 small loans, one after another, and repaid them in timely manner. My credit history improved! It worked! Very nice lender.

Dr. Cody Abshire III

Pay Attention

The above-given information provides the details about a definite lending service. The information below is about common information about payday loans.

Payday Loans in Ojai, California

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

It is effortless and fast to get accepted for payday loans in Ojai, California. The interest rate will be set individually for each case and will depend on the personal data the consumer entered.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get accepted for a payday loan. Such loans are created to help meet the needs of consumers with less than perfect credit scores. There are lenders who may be willing to give you a payday loan even if you have a poor credit rating. You will need a stable income to be eligible for a bad credit payday loan.

To get accepted for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the cash advance loan immediately.

APR Calculator

Other Payday Lenders in Ojai, California

Bank of the West

11051 Beach Blvd, Stanton, CA 90680, USA

+1 (714) 893-1361

www.bankofthewest.com

Mechanics Bank - Santa Ynez Branch

3600 Sagunto St, Santa Ynez, CA 93460, USA

+1 (805) 688-6424

www.mechanicsbank.com

Xpress Title Loans

699 W 3rd St, Rialto, CA 92376, USA

+1 (909) 326-7625

xpresstitleloan.com

Bank of the Sierra

401 E Tulare St, Dinuba, CA 93618, USA

+1 (559) 591-6921

www.bankofthesierra.com

Heritage Community Credit Union - Gold River

2155 Golden Centre Ln, Gold River, CA 95670, USA

+1 (916) 364-1700

www.heritageccu.com

Christopher Ryan Zeuthen | Fairway Independent Mortgage Corporation Loan Officer

318 Diablo Rd Suite 150, Danville, CA 94526, USA

+1 (925) 718-3293

www.fairwayindependentmc.com

ACE Cash Express

50 W Olive Ave, Porterville, CA 93257, USA

+1 (559) 781-3600

acecashexpress.com

Fremont Bank

1480 E 14th St, San Leandro, CA 94577, USA

+1 (510) 614-3051

www.fremontbank.com

Navy Federal Credit Union

535 W Channel Islands Blvd, Port Hueneme, CA 93041, USA

+1 (888) 842-6328

www.navyfederal.org

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