Welcome to Our Online Loan Referral Service

4.3 23 reviews

2160 N Rose Ave, Oxnard, CA 93036, USA
+1 (805) 477-4000
www.vccuonline.net
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM

Domain Info

Created Date

2002-05-24

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Ventura County Credit Union - Oxnard?

Here you see the reviews of our customers.

I've been banking here for years and I've had nothing but excellent service.

Erna Hintz

I have always used the ATM here with no problems.

Izabella Hayes

Best rates available!

Stan Funk

Pay Attention

Above there are details about a definite lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Oxnard, California

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

Such financial products as payday loan in Oxnard, California is issued simply and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more cash advance you pay back off, the more reasonable rates a client will get.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Ventura County Credit Union - Oxnard help take out a loan in Oxnard, California?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed money will be deposited to card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be reviewed within minutes. The funds are credited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Payday lenders in Oxnard, ca consider this circumstance not an obstacle to take out a loan. The customer of a loan should be ready to objectively assess financial solvency, issue a loan, pay off the debt on a due date and not only resolve current difficulties, but enhance the credit history.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

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