Welcome to Our Online Loan Referral Service


542 Lighthouse Ave # 101, Pacific Grove, CA 93950, USA
+1 (831) 655-4300
www.montereycountybank.com
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

2000-01-14

Mailing Address

Company Name

Contact Data

What people think about Monterey County Bank?

Below you see some of the opinions of our clients.

I contacted Monterey County Bank for help. Everything was done very fast. Had the money in my account the next morning. Employees are very caring. Best experience!

Meaghan McGlynn

Monterey County Bank seems trustworthy. At least they charge no hidden fees. This was the only company that accepted me for a cash advance.

Alicia Harber

I was embarrassed to borrow from my family so I decided to apply for a payday loan via Monterey County Bank. Found them on the net and the user reviews were good I have already applied 4 times and every time I was approved within an hour. Very nice.

Eldred Kerluke

Important

The previous three items charactirize a specific company. But below you can read common details about payday loans.

Payday Loans in Pacific Grove, California

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

It is hassle-free and speedy to get approved for payday loans in Pacific Grove, California. The interest rate will be set individually for each person and will depend on the personal details the applicant provided.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give people with a bad credit score an increased chance to get approved for short-term loans. A payday loan may be the only option available for some people to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your means and repay your loan commitments as agreed in the contract.

To get accepted for a loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Pacific Grove, California

MVP Car Title Loans San Marcos

972 Rancheros Dr, San Marcos, CA 92069, USA

+1 (760) 454-1430

mvpautotitleloan.com

Chris Granger & John Carnahan - Bay Equity Home Loans

1512 Webster St suite b, Alameda, CA 94501, USA

+1 (415) 987-8489

www.bayequityhomeloans.com

Access to Money

447 Great Mall Dr, Milpitas, CA 95035, USA

www.bloomberg.com

Mechanics Bank - Hilltop Branch

3190 Klose Way, Richmond, CA 94806, USA

+1 (510) 262-7251

www.mechanicsbank.com

Bank of America (with Drive-thru ATM)

26660 Portola Pkwy, Foothill Ranch, CA 92610, USA

+1 (949) 598-9623

locators.bankofamerica.com

California Check Cashing Stores

1402 El Camino Real, Redwood City, CA 94063, USA

+1 (650) 368-1118

www.ccfi.com

Kinecta Federal Credit Union - Manhattan Beach

1440 Rosecrans Ave, Manhattan Beach, CA 90266, USA

+1 (800) 854-9846

www.kinecta.org

Chase Bank

7851 Soquel Dr, Aptos, CA 95003, USA

+1 (831) 688-1961

locator.chase.com

Bank of America Financial Center

261 Central Ave, Shafter, CA 93263, USA

+1 (661) 746-8922

locators.bankofamerica.com

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