Welcome to Our Online Loan Referral Service

3.5 6 reviews

41990 Cook St STE 701, Palm Desert, CA 92211, USA
+1 (760) 346-0228
www.mechanicsbank.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Mechanics Bank - Palm Desert Branch?

Below you see some of the testimonials of our customers.

I Always feel welcomed, never rushed and rarely do I have to wait!

Miss Hermina Swift

I paid for a LOC $200 a year for 4 years.

Margret Schoen

Important

The previous three items charactirize a peculiar lending service. But below you can read general details about payday loans.

Payday Loans in Palm Desert, California

Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.

It is simple and speedy to get approved for payday loans in Palm Desert, California. The APR will be set individually for each case and will depend on the personal information the client provided.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get accepted for a payday loan. Such loans are created to help meet the needs of individuals with less than perfect credit scores. There are lenders who may be pleased to give you a payday loan even if you have a bad credit rating. You will need a regular income to be eligible for a bad credit payday loan.

To get accepted for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 30 seconds to become informative even before applying.

APR Calculator

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Mechanics Bank - Holtville Branch

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Mechanics Bank - Westlake Village Branch

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