Welcome to Our Online Loan Referral Service

4 3 reviews

865 N Oak Park Blvd, Pismo Beach, CA 93449, USA
+1 (805) 473-0333
www.mechanicsbank.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Mechanics Bank - Oak Park Branch?

Here you grapple with the reviews of our customers.

I often take out a payday loan to a card in Mechanics Bank - Oak Park Branch. It is very convenient. If you give it back quickly, the interest rate is reasonable. Employees politely and intelligibly explain all the nuances.

Shany Willms

A good payday lender. The company quickly processed the application and credited the funds to my card.

Prof. Liana Kertzmann

Good service with a favorable rate. Money transferred immediately, I always use Mechanics Bank - Oak Park Branch.

Chaz Wintheiser V

Thanks to Mechanics Bank - Oak Park Branch for helping out when money is urgently needed. I have been applying to this service for amost a year and everything is always honest, without hidden fees.

Omer Beier

Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at favorable interest rate, so far it has been paid off on time, it can be either extended or paid back ahead of schedule.

Aletha Green

I took out a cash advance when I had problems with money. There was no other way out. I searched this site on the Internet, among others. Has applied several services. One declined, the other issued at too high a percentage, but here it was approved as I wanted.

Mrs. Meaghan Barton Jr.

Pay Attention

Lending companies are described in the first three points. Below info specifies shared information about payday loans.

Payday Loans in Pismo Beach, California

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Pismo Beach, California is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more payday loans you pay back off, the more favorable rates you will get.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Mechanics Bank - Oak Park Branch help issue a payday loan in Pismo Beach, California?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed funds will be credited to bank account. You won't be asked to visit any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered within minutes. The funds are credited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to issue a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor processed by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by payday lenders to take out a cash advance. The lending company process many aspects such as financial capabilities to approve the form. Payday loans in Pismo Beach, California may help level up your credit history.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to utilize the calculator. It will determine the cost of the cash advance.

APR Calculator

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Check Into Cash

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Otaez Money Services

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Golden Check Cashing

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Bank of America

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www.bankofamerica.com

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+1 (209) 342-0160

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Bank of America Financial Center

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