Welcome to Our Online Loan Referral Service

4.7 3 reviews

1003 I St, Reedley, CA 93654, USA
+1 (559) 638-8131
www.mechanicsbank.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Mechanics Bank - Reedley Branch?

Here you see the reviews of our clients.

I suffered one situation. I urgently needed a large amount of money. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. Mechanics Bank - Reedley Branch in Reedley seemed to me the most reliable.

Arch Klein

It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.

Idell Medhurst

Mechanics Bank - Reedley Branch is quite fair, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on time. The employees in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.

Nicklaus Brakus

A good payday lender. The service quickly reviewed the application and deposited the funds to my card.

Rocio Cartwright DDS

Thanks to the team of Mechanics Bank - Reedley Branch. Fast solution of the arisen problems, quick approval on the payday loan. I definitely recommend this service.

Loyal Hauck

Thanks to the specialists for the reliable service. They helped out in difficult times. For application you only need an ID.

Mr. Hassan Strosin Jr.

Pay Attention

Lending companies are described in the first three points. Below info defines general information about payday loans.

Payday Loans in Reedley, California

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.

Payday loans in Reedley, California are issued easily. The interest percentage depends on the client's person-related data: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies offer.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Mechanics Bank - Reedley Branch help take out a payday loan in Reedley, California?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to review the application. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A adverse factor processed by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by payday lenders to issue a cash advance. The lending company review many aspects such as financial capabilities to approve the request. Payday loans in Reedley, California may help improve your credit rating.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will provide the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

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Cal State L.A. Federal Credit Union

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