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2.3 15 reviews

701 B St Ste 150, San Diego, CA 92101, USA
+1 (619) 234-3511
www.bankofthewest.com
Tuesday
9:30AM–4PM
Wednesday
9:30AM–4PM
Thursday
9:30AM–4PM
Friday
9:30AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9:30AM–4PM

Domain Info

Created Date

1996-01-23

Mailing Address

13505 California St, Omaha, NE, 68154-5247, United States

Company Name

knudsen, karla

Bank of the West - (Josh Reniker)

Contact Data

[email protected]

+1.4029185727

Feedback about Bank of the West?

Here you grapple with the reviews of our clients.

Minimal locations, bad customer service

Dolores Schaden

This location has incompetent employees.

Myrtis Ondricka

Teule was very rude in how he approached me, he then called me and hung up.

Emelie Thiel

Pay Attention

Above-shown info offers the details about a exact lending company. Below-specified info is devoted to general information about payday loans.

Payday Loans in San Diego, Texas

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts are from $100-$1,000.

Such financial products as payday loan in San Diego, Texas is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more loans you pay back off, the more reasonable rates a borrower will recieve.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Bank of the West help take out a payday loan in San Diego, Texas?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are issued around the clock. The loan will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Lenders in San Diego, tx review this circumstance not a drawback to issue a loan. The customer of a loan should be prepared to objectively assess financial capabilities, take out a loan, pay off the debt on schedule and not only resolve current problems, but improve the credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

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